We Buy Houses in Florida — Get a Cash Offer in 24 Hours

Cash sales through FairOffer can close in 7-14 days in Florida. Traditional listings currently average 50-65 days on market, plus 30-45 days to close with financing. Florida's title-company closing process is efficient once the title search is complete.

No. Florida allows title companies to handle residential closings. However, Florida's real estate law is unusually complex — particularly around homestead rights, condo associations, and foreclosure defense — so some sellers hire an attorney for complicated transactions. Most cash sales through investors close without attorney involvement.

You'll need your ID, the current deed, mortgage payoff statement, HOA/condo documents and estoppel letter if applicable, any survey, permits for additions, the Seller's Property Disclosure, wind mitigation report, and roof age documentation. Condo sellers also need a current estoppel from the association ($250-$500).

Florida is judicial — one of the slowest foreclosure states in the country. The lender must file a foreclosure lawsuit, obtain a final judgment, and then the clerk of court conducts an auction. Uncontested cases take 180-300 days; contested cases can exceed two years. Homeowners retain the right of redemption up until the clerk files the certificate of sale (typically 10 days post-auction).

Florida sellers pay 7-9% of sale price in total closing costs on a traditional sale: commission, $7 per $1,000 documentary stamp tax, owner's title insurance, closing agent fees, HOA/condo estoppel, and prorated property taxes. Cash sales through FairOffer eliminate the commission.

Yes. After the Surfside collapse, Florida passed SB 4-D requiring milestone structural inspections for buildings 3+ stories at 30 years (25 years on the coast). Many associations have levied $50,000-$150,000+ special assessments per unit. You must disclose the assessment, but cash investors specifically target these units.

Yes. Cash investors routinely purchase homes with roof damage, water intrusion, mold, and structural issues caused by Florida hurricanes. You must disclose the damage and any insurance claims. Cash buyers do not require a wind mitigation report or a passing insurance inspection — they buy as-is.

Florida probate takes 6-12 months for formal administration or 2-4 months for summary administration (estates under $75,000 or more than 2 years since death). Real estate can be marketed during probate but can only close after the personal representative receives Letters of Administration. Florida homestead has constitutional protections that may restrict how an inherited primary residence can be sold.

Yes. Section 8 tenancy does not attach to the property — the voucher is portable with the tenant. If the Section 8 tenant vacates, you can sell freely. If the tenant remains, you must disclose the HAP contract to buyers. Cash investors often keep Section 8 tenants in place.

Save Our Homes is a constitutional amendment that caps annual increases in the assessed value of homesteaded property at 3% or the rate of inflation, whichever is less. Long-term owners often have assessed values far below market. The cap resets when the property is sold, so new buyers may face much higher tax bills.

Florida has no state income tax and no state capital gains tax. Federally, you still owe capital gains on investment properties, but the Section 121 exclusion lets you exclude up to $250,000 (single) or $500,000 (married) in gain on a primary residence if you lived there 2 of the last 5 years.

Yes. Fixed-term leases survive a sale — the buyer becomes the new landlord. For month-to-month tenants, give a 15-day notice before the end of the rental period to terminate. You must transfer the security deposit to the new owner within 30 days of closing and notify the tenant in writing.

Yes, but you must disclose open permits to buyers. Open permits on additions, roofs, or electrical work can delay title insurance and scare off traditional buyers. Cash investors buy homes with open permits routinely — they close and resolve the permits themselves after taking title.

Cash offers in Florida typically range from 65% to 90% of market value depending on condition, insurance risk, and location. Because Florida is one of the most active cash-buyer markets in the country, FairOffer's multi-investor competition often pushes offers to the upper end of that range for move-in-ready homes.

Yes. Flood zones are common in coastal Florida counties and many inland counties as well. You must disclose the flood zone designation and any prior flood claims. Cash investors buy flood-zone properties routinely and do not require a mortgage-backed flood insurance policy to close.