We Buy Houses in Texas — Get a Cash Offer in 24 Hours

Cash sales through FairOffer can close in 7-14 days in Texas. The state's title-company closing process is efficient, and cash transactions skip the 30-45 day mortgage underwriting window. Traditional listings currently average 45-60 days on market plus 30-45 days to close, for a total of 75-105 days.

No. Texas does not require an attorney at closing. Licensed title companies handle title searches, document preparation, and escrow for residential real estate transactions. Even complex sales like divorce or probate can usually be handled by the title company with minimal attorney involvement.

You'll need your government ID, the most recent deed (general warranty deed), a mortgage payoff statement, any survey (older than 10 years the buyer may request a new one), HOA documents if applicable, the completed Texas Seller's Disclosure Notice, and a completed Lead-Based Paint Disclosure for pre-1978 homes.

Texas uses non-judicial foreclosure and has one of the fastest timelines in the country. After default, the lender sends a notice giving 20 days to cure, then posts a notice of sale at least 21 days before the auction. Foreclosure sales occur on the first Tuesday of each month at the county courthouse. The entire process can complete in as few as 60 days.

Texas sellers pay 6-8% of the sale price in total closing costs when selling through an agent: 5-6% commission, owner's title insurance (customarily seller-paid in Texas), escrow fees, HOA transfer fees, and prorated property taxes. Texas has no state transfer tax, so closing costs are lower than most states.

Texas has no state income tax, so local governments rely heavily on property taxes to fund schools, counties, cities, and special districts like MUDs. Effective rates average 1.60% and can exceed 2.5% in some suburbs. On a $300,000 home, that is $4,800-$7,500 per year. High taxes are a major reason Texas homeowners seek fast cash sales, especially retirees on fixed incomes.

Yes. Expansive clay soils across Houston and DFW cause widespread foundation movement, and Texas cash investors are well-versed in buying homes with pier-and-beam settling, slab cracks, and full foundation replacements pending. You must disclose known issues, but investors price them into the offer and close as-is.

Yes. Even homes that flooded during Hurricane Harvey, Hurricane Beryl, or Tax Day floods can be sold to cash buyers. Texas requires sellers to disclose all flooding on the Seller's Disclosure Notice, including the number and dates of flood events. Cash investors buy flood-damaged homes routinely and do not require the property to be dried out or restored before closing.

Texas makes inherited sales easier than most states. Under Independent Administration, the executor can sell real estate without court approval for each transaction. Muniment of Title allows real estate transfer without any ongoing probate administration when there are no unpaid debts. Most inherited sales can close within 30-60 days of the will being admitted.

Yes. Fixed-term leases survive a sale in Texas — the new owner takes subject to the existing lease. For month-to-month tenants, you can give 30 days notice before the end of a rental period. You must transfer the security deposit to the new owner and give tenants notice of the sale. Texas investors frequently buy tenant-occupied rentals.

Texas has no state income tax, so no state capital gains tax. You still owe federal capital gains tax on investment properties, but primary residences qualify for the Section 121 exclusion — up to $250,000 in gain (single) or $500,000 (married) is excluded if you lived in the home for 2 of the last 5 years.

A Municipal Utility District (MUD) is a special taxing district that funds water, sewer, and drainage infrastructure in newer Texas suburbs. MUD taxes stack on top of county, city, and school district taxes and can add 0.5-1.5% to your effective property tax rate. You must disclose MUD taxes to buyers before closing.

Yes. Gulf Coast homes in Houston, Galveston, and Corpus Christi can be sold year-round, including during hurricane season (June 1 to November 30). Cash investors close faster than insured buyers during active storm threats — traditional lenders often freeze financing for homes within a hurricane warning cone, while cash buyers can close regardless.

Cash offers in Texas typically range from 70% to 95% of after-repair market value. Texas is the largest cash-buyer market in the country, which means FairOffer's multiple-offer model consistently pushes prices toward the upper end of that range — especially in DFW, Houston, and San Antonio where investor competition is fierce.

Yes. Texas sellers can sell as-is, meaning they make no repairs and warrant nothing beyond the Seller's Disclosure Notice. Cash investors specifically target as-is sales. You still must complete the disclosure, but you are not obligated to fix anything the buyer finds during inspection.