Tax Liens

Resolve Tax Liens and Reclaim Your Financial Freedom

Tax liens on your property do not have to trap you. Selling your home pays off the liens at closing, clears the title, and gives you a clean slate. FairOffer brings you competing offers from investors who handle tax lien properties every day.

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How FairOffer Helps With Tax Liens

Property tax liens, IRS liens, and state tax liens can accumulate for years, creating a financial burden that feels impossible to escape. Interest and penalties compound, and the threat of a tax sale hangs over your head. Meanwhile, the liens prevent you from refinancing, taking out a home equity loan, or selling through traditional channels where buyers are scared off by title complications.

FairOffer investors are different. They specialize in purchasing properties with liens and understand the process of clearing them at closing. When you sell through our platform, all outstanding tax liens are paid from the sale proceeds through the title company. You do not need to come up with the money to clear liens before selling; the sale itself resolves them.

The process is straightforward: submit your property, receive competing cash offers within 24 hours, and choose the best one. The title company will calculate the total amount owed on all liens, pay them off from the proceeds at closing, and send you the remaining equity. This happens automatically as part of the standard closing process.

Every day you wait, interest and penalties add to the lien amount, reducing your equity. Some municipalities also add administrative fees, advertising costs, and legal fees as a tax sale approaches. Selling now stops the clock on these accumulating charges and lets you walk away with the maximum amount of equity possible.

Your Advantages

Why Sellers Choose FairOffer

A simpler path forward when you need it most

Liens Paid at Closing

All tax liens, including accumulated interest and penalties, are paid directly from the sale proceeds. No need to clear them before selling.

Investors Experienced with Liens

Our investors work with properties encumbered by liens regularly. They are not scared off by title complications and know how to navigate the process.

Stop Interest and Penalties

Tax liens accrue interest daily. Selling now stops the accumulation and preserves more of your equity for you.

Avoid a Tax Sale

If your municipality or the IRS proceeds to a tax sale, you lose all control and potentially all equity. Selling proactively keeps you in the driver's seat.

Clean Slate

Once the liens are paid at closing, you start fresh with no tax debt hanging over you and no encumbrances following you to your next chapter.

How It Works

Three Simple Steps

From submission to cash in hand, the process is straightforward

1

Submit Your Property Details

Enter your address and what you know about the property. If you know the approximate lien amounts, include that in the notes, but it is not required to get started.

2

Get Offers from Lien-Experienced Investors

Within 24 hours, investors who regularly handle lien properties will submit competing cash offers. They factor in the liens and still compete to give you the best net price.

3

Close, Clear Liens, and Keep the Equity

The title company pays off all liens from the proceeds at closing. You receive the remaining equity and walk away with a clean financial slate.

By the Numbers

The Facts Speak for Themselves

14 million+
Properties with delinquent property taxes in the US
8-18% annually
Average property tax lien interest rate
5,000+
Properties sold at tax sale annually
1-3 years
Average time from lien filing to tax sale
Common Questions

Frequently Asked Questions About Tax Liens

Everything you need to know about selling your home in this situation

Yes. Tax liens are paid off from the sale proceeds at closing, just like a mortgage. The title company calculates the total amount owed, pays the lien holders directly, and disburses the remaining proceeds to you. This is routine in real estate transactions and our investors are fully prepared for it.

All types: property tax liens, IRS federal tax liens, state income tax liens, and municipal liens for unpaid utilities or assessments. The title company conducts a thorough lien search and ensures all encumbrances are paid at closing so the buyer receives a clean title.

If the total of your mortgage and liens exceeds the home's value, you may need to negotiate with lien holders to accept a reduced payoff. This is called a lien negotiation or subordination. Many of our investors have experience negotiating with taxing authorities and the IRS to facilitate these sales. It is still often better than letting the property go to a tax sale.

You can contact your county tax assessor for property tax liens and request a payoff statement from the IRS for federal tax liens. However, when you sell through FairOffer, the title company conducts a comprehensive title search that identifies all liens on the property, so you do not need to track down every one yourself.

Still have questions? We are here to help.

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